Immediate annuities, or income annuities provide an immediate or future guaranteed stream of income payments. Click here to learn more about immediate annuities.

Fixed annuities provide growth at a guaranteed interest rate with no risk of market loss. Click here to learn more about fixed annuities.

Indexed annuities allow you to select and participate in growth opportunities by tracking the performance of a market index, up to a certain percentage rate, while offering a level of protection for a portion of the portfolio. Click here to learn more about indexed annuities.

Variable annuities provide investment options you may choose from to potential grow your retirement savings, depending on market performance. It may also offer other features that can provide living benefits such as guaranteed income for life.

Living Longer - "Will I run out of money?" - Some annuities may provide guaranteed income payments that you can't outlive.

Unpredicable Markets - "What will happen to my savings if there's volatility?" - Certain types of annuities can offer an element of protection for a portion of your portfolio.

Changes to traditional retirement income planning - "Without a pension, how else can I create a steady stream of income?" - Some annuities can supplement other income sources, such as Social Security, to help cover everyday expenses in retirement.

Rising healthcare expenses - "Do I have enough to cover the cost of care for myself and my family in retirement?" - While you're specific costs may be unpredictable, certain annuities can provide monthly income payments that may help with expenses not otherwise covered by insurance and Medicare.